CREDIT: GOOGLE
DATA CENTRE STRATEGIES
The data centre has become one of the most capitalintensive assets in the modern economy. Driven by the accelerating deployment of cloud computing, AI workloads and the broader digitalisation of global business, new facilities are being developed at a pace and scale that has outrun the risk frameworks traditionally applied to them.
Construction timelines stretch across years, commissioning introduces its own exposure and steady-state operations bring a distinct set of operational, cyber and financial risks – each of which demands a different form of cover, yet all of which must be managed in relation to one another.
For insurers and brokers, the challenge has been to build products that reflect this reality: integrated, multi-line solutions that follow an asset from breaking ground to long-term operation without creating the coverage gaps that have historically emerged at transition points.
Three of the market’ s most established players – Aon, Willis and AIG – have each moved to address this in 2026, launching or significantly expanding end-to-end lifecycle programmes designed to give data centre owners, developers and investors greater certainty across the full arc of an asset’ s life.
Aon raises the bar on lifecycle coverage Aon’ s contribution to this shift is its Data Center Lifecycle Insurance Program( DCLP), first launched in June 2025 and most recently expanded in April 2026 to take total capacity to US $ 3.5bn.
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